Cheap installment loans in Austria from 3.07% with a high acceptance rate


Inquire about conditions, find & take out a suitable loan also independent of creditworthiness

In our loan calculator, you can find various loan products. Good Finance Bank has a high acceptance rate. This offers annual interest rates from 3.07% and thus also the cheapest loan.

What installments can you pay and what should you watch out for?


An installment loan can be used for any purpose. These include, for example, cars, furniture, and expensive electronics. An installment loan is very often used as a car loan. Especially in times of favorable conditions, this is often a worthwhile alternative to leasing or cash purchase, which protects the account. You will find one on our site

  • Online condition comparison and
  • Background knowledge on installment loans of USD 3,000-65,000 – depending on the bank.

On our other pages, you will find details on

  • Mortgage / home loans
  • Small loans (up to USD 1,500)
  • credit
  • current accounts

Also suitable for debt restructuring Ask what interest you would get!

Online comparison installment loan


Would you like to know what your monthly loan rate is?

Enter your desired amount and the term in our loan calculator and you will receive the cheapest rate including the relevant bank. The final result depends on your credit rating. Good Finance has the lowest interest rate of the banks compared.

Background information on our installment loans

Background information on our installment loans

Term and loan amount:

The maturities of the banks vary between 12 and 120 months. Small loans can even be given for only 30 days. With regard to the loan amounts, between USD 3,000 and USD 65,000 are paid out.

  • Good Finance Bank offers a loan of USD 3,000 to USD 65,000 with a term of between 24 and 120 months.
  • GFIC has between USD 4,000 and USD 50,000 with a term of 12 to 120 months.
  • Good Credit Bank offers USD 3,000 to USD 50,000, with a term of up to 12 to 120 months.

Credit conditions

The conditions and in particular the interest depend on creditworthiness, term and loan amount. Our calculators help you to find the cheapest offer of the considered banks. Some offers also offer interest rates that are independent of creditworthiness. It’s worth comparing!

Interest depends on:

  • credit
  • running time
  • loan amount



In principle, everything can be financed with an installment loan, from the car to the TV system or the settlement of your own account. The financing options are only limited by the upper limit of – in the case of the Good Finance – 65,000 USD credit line. The other loans offered in comparison offer lower loan amounts.

The majority of Austrians (approx. 37%) use installment loans to finance house or apartment conversions. Around 27% use consumer credit to buy a car and debt ranks third with 18%. In the other ranks, kitchen furnishings and furniture follow. Here is an overview of the most common reasons for funding:

  • House and apartment building
  • buying a car
  • debt restructuring
  • New kitchen
  • New furniture